Which ETFs can you actually buy on Revolut in Ireland?
There is no published list, so no one can tell you from outside the app, and any page that claims otherwise is guessing. What you can do is check in ten seconds: search by ISIN, not ticker, because one fund carries one ISIN but a different ticker on every exchange. CSPX is IE00B5BMR087, VWCE is IE00BK5BQT80, IWDA is IE00B4L5Y983. Below: why tickers mislead, how Revenue taxes what you end up holding, and the point at which a UCITS investor outgrows the app.
Not financial advice. The information on etf.ie is for educational purposes only and does not constitute financial, tax, or investment advice. ETF investing involves risk, including the possible loss of capital. Tax rules may change, so always verify current Revenue guidance and consult a qualified financial adviser or tax professional before making investment decisions.
What can Irish residents actually invest in on Revolut?
Revolut's investing product for Irish customers (Revolut Trading / Revolut Invest) is operated by Revolut Securities Europe UAB, a Lithuanian investment firm authorised and regulated by the Bank of Lithuania. Irish customers get:
- Fractional shares in major US-listed stocks (Apple, Microsoft, NVIDIA, Tesla, etc.) — typically the most-used feature.
- ETFs — Revolut Securities Europe UAB lists ETFs among the instruments it offers, and classifies UCITS ETFs as non-complex. It does not publish a list of which specific funds are tradeable; that only shows up inside the app, and it changes over time.
- Crypto and commodities via separate Revolut products (different tax treatment, beyond the scope of this article).
Checking whether a specific fund is there
Search the app by ISIN, not ticker. A fund has exactly one ISIN, but a different ticker on every exchange it lists on, which is the usual reason a search comes back empty on a fund that is actually available.
Vanguard's FTSE All-World UCITS ETF (Acc) is one fund, ISIN IE00BK5BQT80. Vanguard's own listing data shows it trading as VWCE on Xetra, Borsa Italiana and Euronext Amsterdam, as VWRA on the London Stock Exchange in dollars, and as VWRP on the same exchange in sterling. Same fund, same holdings, three tickers. Likewise iShares lists ISIN IE00B4L5Y983 under the ticker SWDA, though Irish investors almost always call it IWDA.
The three ISINs people ask about most, verified against the issuers' own fund pages on 6 September 2026:
- CSPX — iShares Core S&P 500 UCITS ETF (Acc), IE00B5BMR087, 0.07% TER, Irish-domiciled
- VWCE — Vanguard FTSE All-World UCITS ETF (Acc), IE00BK5BQT80, 0.14% OCF, Irish-domiciled
- IWDA / SWDA — iShares Core MSCI World UCITS ETF (Acc), IE00B4L5Y983, 0.20% TER, Irish-domiciled
If you want a guarantee that a named UCITS ETF is available before you open an account, Revolut is the wrong tool: use a broker that publishes its instrument list. That is the real trade-off here, not the tax treatment, which is identical wherever you buy an Irish-domiciled fund.
The mistake almost everyone makes: thinking Revolut handles the tax
It doesn't. Revolut is a broker, not a tax agent. Whatever you sell on Revolut, Revenue expects you to declare and pay tax on — same as if you'd done it on Davy Select. The difference is that Davy posts an Irish "tax pack" and IBKR gives a granular per-disposal Activity Statement that make the maths easier; Revolut gives you neither. Either way you're computing the gain, the deemed disposal, and the dividend income yourself.
How a Revolut position is taxed depends on what you bought:
| What you bought on Revolut | Irish tax regime | Rate |
|---|---|---|
| Direct US stock (e.g. Apple, Tesla) | CGT | 33% (with €1,270 exemption) |
| UCITS ETF (Irish/EU-domiciled) | Exit Tax | 38% (no exemption) |
| US-listed ETF (where available) | Offshore-fund / Exit Tax (typical) | 38% (no exemption) |
| US stock dividends | Income tax (foreign dividend) | Marginal rate + USC + PRSI |
ETFs on Revolut are not exempt from the 8-year deemed disposal rule. If you hold a UCITS ETF on Revolut for 8 years, you owe 38% on any unrealised gain on the anniversary, even if you never sold. Revolut won't flag this — you have to track it yourself.
For the full mechanics see our Irish ETF tax guide; for the step-by-step on filing, see how to file your ETF tax return.
Direct US stocks on Revolut are tax-inefficient for Irish investors
Buying Apple shares directly on Revolut feels good — fractional, low fees, instant. The hidden cost shows up on the dividend side.
When you own a US stock directly through Revolut, dividend payments are subject to US withholding tax of 30% at source (or 15% in flows where a valid W-8BEN is in place). The net dividend is then declared on your Irish tax return as foreign dividend income, taxed at your marginal rate (20% or 40%) plus USC plus PRSI. Effective combined tax on a US dividend can easily reach 50%+ for a higher-rate Irish taxpayer.
Compare that to holding US equity exposure via an Irish-domiciled UCITS ETF (CSPX, SPYL, VUAA): the fund captures the 15% treaty-rate withholding at fund level, the dividend is reinvested inside an accumulating share class (so no annual income tax event), and tax is deferred entirely until disposal or 8-year deemed disposal — at which point the entire gain is taxed once at 38%.
For a long-term holder of US equity, the after-tax return on an Irish UCITS ETF beats direct US stock ownership through Revolut, even though the headline ETF rate (38%) is higher than the headline CGT rate (33%). The compounding-net-of-dividend-tax effect dominates.
When (and how) to switch from Revolut to a proper broker
Revolut is fine as a learning environment. For serious ETF investing it has three structural problems: no public list of which UCITS funds you can buy, no Irish-specific tax statement, and no per-lot deemed-disposal tracking. The point at which most Irish investors outgrow Revolut is when one of the following becomes true:
- 1You want to buy VWCE, IWDA, CSPX, EIMI or another named UCITS ETF for certain. Revolut doesn't publish which funds it offers, so there's no way to check in advance whether yours is tradeable there.
- 2You're approaching meaningful gains (single-digit thousands of euro upwards). Filing a Form 11 with no broker-supplied Exit Tax report is a meaningful admin burden.
- 3You bought ETFs more than 6 years ago and the 8-year deemed disposal anniversary is approaching. Tracking the year-8 valuation manually is doable but error-prone.
- 4You want a CBI-regulated entity. Revolut Securities Europe UAB is regulated by the Bank of Lithuania, not the Central Bank of Ireland. Davy Select and Interactive Brokers Ireland are CBI-regulated.
The migration is straightforward: open the new broker, leave Revolut positions as they are (or transfer in-kind if the destination broker supports it), and make new contributions to the new broker. There is generally no reason to liquidate Revolut holdings purely to move them — if anything, that crystallises tax unnecessarily.
Ready to compare proper Irish ETF brokers?
See our independent comparison of DEGIRO, Trading 212, Interactive Brokers, XTB, Lightyear and Davy Select — fees, regulation, UCITS access, and which ones give you the cleanest year-end tax export (Davy's "tax pack", IBKR's granular Activity Statement) to simplify Form 11.
Compare Irish ETF brokers →Related guides
- Irish ETF tax guide — exit tax, deemed disposal, distributing vs accumulating.
- How to file your ETF tax return on Revenue — Form 11 / Form 12 step-by-step.
- ETF vs shares in Ireland — the full comparison of Exit Tax vs CGT.
- Best ETFs to buy in Ireland 2026 — editorial picks with Irish tax context.
- The Ireland–US tax treaty and your S&P 500 ETF — why Irish-domiciled funds beat direct US holdings on dividends.
Last Fact-Checked: 6 September 2026
Revolut's product offering and ETF universe change over time. Verify the current list of available instruments and the regulator of your specific Revolut entity in-app before relying on this guide. This is not financial or tax advice — consult a qualified Irish tax adviser before filing.
Frequently asked questions
Are gains on Revolut Invest taxable in Ireland?
Yes. Any gain on shares or ETFs sold via Revolut by an Irish resident is taxable. Direct US stock gains are taxed under CGT (33%, with €1,270 annual exemption). Most UCITS ETF gains are taxed under Exit Tax (38%, no exemption). Revolut does not deduct Irish tax automatically. You must self-assess and declare on Form 11 or Form 12.
Can I buy CSPX, VWCE, IWDA or VUAA on Revolut in Ireland?
Nobody can answer this from outside the app, including us. Revolut Securities Europe UAB lists ETFs among the instruments it offers, and treats UCITS ETFs as non-complex, but it does not publish a list of which specific funds are tradeable. That list exists only inside the app under Invest, and it changes. So the honest answer is to check it yourself, and to search by ISIN rather than by ticker: CSPX is IE00B5BMR087, VWCE is IE00BK5BQT80 and IWDA is IE00B4L5Y983. If you need a guarantee that a named UCITS ETF is available before you open an account, use a broker that publishes its instrument list, such as DEGIRO, Trading 212, Interactive Brokers, XTB or Lightyear.
Why does searching Revolut for VWCE or IWDA return nothing?
Usually because you searched the wrong ticker for the listing, not because the fund is missing. One fund has one ISIN but a different ticker on every exchange it lists on. Vanguard's FTSE All-World UCITS ETF (Acc) is a single fund, ISIN IE00BK5BQT80, and Vanguard's own listing data shows it trading as VWCE on Xetra, Borsa Italiana and Euronext Amsterdam, as VWRA on the London Stock Exchange in dollars, and as VWRP on the London Stock Exchange in sterling. The iShares Core MSCI World UCITS ETF, ISIN IE00B4L5Y983, is listed by iShares under the ticker SWDA even though Irish investors usually call it IWDA. Search the ISIN and you sidestep the problem entirely.
Does Revolut produce an Irish Exit Tax report?
No. Revolut provides annual transaction statements but does not produce an Irish-specific Exit Tax report. Investors must calculate their own gains, identify deemed disposal events, and convert any non-EUR figures themselves. The same is true on DEGIRO, Trading 212, XTB and Lightyear, among Irish-accessible brokers, only Davy Select posts an Irish "tax pack", and Interactive Brokers gives a granular global Activity Statement you adapt yourself. None produces a finished, file-ready Irish Exit Tax report.
How are US stock dividends taxed for Irish Revolut users?
When you hold a US stock directly via Revolut, US dividend withholding tax of 30% is applied (assuming a W-8BEN is on file; can be 15% in some flows). The dividend is then reported as foreign dividend income on Form 11/Form 12 and taxed at your Irish marginal rate (20% or 40%) plus USC and PRSI. This is materially less efficient than holding the same US exposure via an Irish-domiciled UCITS ETF, which captures the 15% treaty rate at fund level.
Should I switch from Revolut to a proper ETF broker?
For serious long-term ETF investing in Ireland, almost certainly yes. Revolut works for getting started or buying individual US stocks. For UCITS ETFs (VWCE, CSPX, IWDA, EIMI), proper Irish-accessible brokers, DEGIRO, Trading 212, Interactive Brokers, XTB, Lightyear, offer the right fund selection, lower fees on European listings, and cleaner year-end tax exports (Davy posts an Irish "tax pack"; IBKR gives the most granular per-disposal statement) that simplify Form 11 self-assessment.
Not financial advice. The information on etf.ie is for educational purposes only and does not constitute financial, tax, or investment advice. ETF investing involves risk, including the possible loss of capital. Tax rules may change, so always verify current Revenue guidance and consult a qualified financial adviser or tax professional before making investment decisions.